Your reward for good credit!

Financial Convenience
Magnolia Protection means that we've approved, in advance, a personal, unsecured loan to balance your account if you should overdraw. It's designed to end checking account overdraft complications and charges and embarrassing delays.

Financial Freedom
Use your good credit to qualify for our plan, and your checking account will become a personal loan account. You may write your own loan any time you need extra money for pleasure or an emergency. It's the freedom of having a reserve fund at your command.

Investigate the Possibilities
Apply today! Simply complete and return the attached application or talk with your Personal Loan Officer.

Any Questions?
We'll be glad to talk with you about the ways to access your credit line, finance charges, pay schedules, and your personal credit loan limit.