Bank of Eastman | Magnolia State Bank

Bank of Eastman Rate Sheet
Account Type	Minimum Deposit To Open Account	Minimum Balance To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
NOW Account	$1,500.00	$0.01	.50	.50
Statement Savings Account	25.00	$0.01	1.00	1.00
91 Day CD	$500.00	$500.00	2.23	2.25
182 Day CD	$500.00	$500.00	2.48	2.50
365 Day CD	$500.00	$500.00	2.75	2.75
18 Month CD	$500.00	$500.00	2.76	2.80
24 Month CD	$500.00	$500.00	2.96	3.00

36 Month CD	$500.00	$500.00	3.05	3.10
48 Month CD	$500.00	$500.00	3.20	3.25
60 Month CD	$500.00	$500.00	3.44	3.50
IMMA*	$1,000.00	$0.01	.75	.75
CMMA*	$10,000.00	$0.01	.85	.85
Magnolia IMMA <$999	$1,000.00	$1,000.00	.75	.75
Magnolia IMMA >$39,999	$1,000.00	$40,000.00	.95	.95
Magnolia IMMA >$249,999	$1,000.00	$250,000.00	1.49	1.50
Magnolia IMMA >$499,999	$1,000.00	$500,000.00	1.73	1.75
Magnolia CMMA <$9,999	$10,000.00	$10,000.00	.85	.85
Magnolia CMMA >$39,999	$10,000.00	$40,000.00	1.00	1.00
Magnolia CMMA >$249,999	$10,000.00	$250,000.00	1.49	1.50
Magnolia CMMA >$499,999	$10,000.00	$500,000.00	1.73	1.75
Rates above effective as of October 10, 2008. Fees may affect earnings on these accounts. Penalties may apply for early withdrawal of CDs. * Daily Balance (the amount of principal in the account each day).

Magnolia State Bank Rate Sheet Gray & Milledgeville
Account Type	Minimum Deposit To Open Account	Minimum Balance To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
NOW Account	$1,500.00	$0.01	0.75	0.75
Statement Savings Account	$25.00	$0.01	.50	.50
91 Day CD	$500.00	$500.00	.50	.50
182 Day CD	$500.00	$500.00	1.89	1.90
365 Day CD	$500.00	$500.00	2.55	2.55
18 Month CD	$500.00	$500.00	2.52	2.55
24 Month CD	$500.00	$500.00	2.57	2.60

36 Month CD	$500.00	$500.00	2.71	2.75
48 Month CD	$500.00	$500.00	2.81	2.85
60 Month CD	$500.00	$500.00	2.91	2.95
IMMA*	$1,000.00	$0.01	.75	.75
CMMA*	$10,000.00	$.01	1.00	1.00
Magnolia IMMA <$999	$1,000.00	$1,000.00	.75	.75
Magnolia IMMA >$39,999	$1,000.00	$40,000.00	1.00	1.00
Magnolia IMMA >$249,999	$1,000.00	$250,000.00	1.73	1.75
Magnolia IMMA >$499,999	$1,000.00	$500,000.00	1.98	2.00
Magnolia CMMA <$9,999	$10,000.00	$10,000.00	1.00	1.00
Magnolia CMMA >$39,999	$10,000.00	$40,000.00	1.24	1.25
Magnolia CMMA >$249,999	$10,000.00	$250,000.00	1.98	2.00
Magnolia CMMA >$499,999	$10,000.00	$500,000.00	2.23	2.25
Rates above effective as of October 10,2008. Fees may affect earnings on these accounts. Penalties may apply for early withdrawal of CDs. * Daily Balance is the amount of principal in the account each day.

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